Finance & Insurance, Health, Solutions

New series focusing on major illnesses, treatment, costs and insurance

These past 3 years, I have had quite a number of clients diagnosed with major or even critical illnesses. Thankfully, all of them survived due to early detection, good healthcare in Singapore and adequate insurance that they have bought.

I will highlight some of the most interesting cases in a series of blog posts over the next few weeks to share with you some salient points I have learnt from each of these clients’ cases.

I will discuss the cause of their illnesses, the treatment regime, its short-term and long-terms costs and how much insurance can cover some of these costs.

The first case in this series is about “Cleo,” who was diagnosed with Colorectal cancer at the beginning of this year. Thankfully, she survived to tell her story and it is interesting because, even if you think you live a healthy lifestyle, you can still get cancer!

cancer-in-colon-rectum BW

 

Click here to see her story.

 

Advertisements
Finance & Insurance

AIA Increases Premium and Benefits to HealthShield Gold Max

So it finally happened! I wasn’t expecting an increase in premium due to AIA being profitable but to move with the times and match AXA Shield’s 365-days Post-hospitalisation benefit, AIA had to increase premium for HealthShield Gold Max A to enhance the benefits.

The Max A plan isn’t the only changes AIA made. Find out more here!

 

Finance & Insurance, Health

MediShield Life & Integrated Shield plans updated

Sorry, it took a while but my MediShield Life & Integrated plan article has been updated.

I’ve fact checked, improved the grammar, added updated information after MOH has clarified certain questions and the claims example is much clearer.

Check it out!

*** MOH will be announcing more details on the new Public Hospital B1 Ward plans soon! Follow Button my blog to be the first to learn what’s in store for you & your family! ***

Finance & Insurance, Health, Opinions

MediShield Life & Integrated Plans

MediShield Life is slated to be launched by end of 2015. It supersedes the current MediShield plan by providing better coverage for all Singaporean & PR while making concessions to premium by subsidizing premium for the elderly.

Many of my clients have asked me if it’s worth to continue their Private Medical Insurance Scheme (PMIS) integrated plans (IP) and my answer to them is YES! MediShield Life does not change the reason for buying an IP in the first place.

The reason is simple. A PMIS policy from any of the 5 insurers is meant to cover an individual who wants to enjoy a higher level of service from hospitals in Singapore. MediShield Life doesn’t provide adequate coverage for this group.

To read more, click here to continue reading my article.